For orders that qualify, we offer the ability to make a larger first installment on purchases that are above your approval limit. This allows you the opportunity to place orders using our four-payment installment plans on purchases that are above your available spending limit.
Don't worry, all your instalment payments will be displayed before you complete your purchase so you can make sure the plan is right for you--before you complete your purchase.
How does it work?
In this example, a customer wants to make a purchase totalling $250, but their limit is $200. A convenience fee of $1 per instalment payment is shown and added to the total.
The purchase is split into four payments, the first payment total being $101 which includes the $50 down payment, the $50 first instalment payment and the $1 convenience fee.
*Not all purchases will qualify for a down payment.